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Knowledge About Dental Insurance
1. Dental Insurance coverage Different dental insurance plans may provide different range. Generally speaking, dental insurance mainly covers regular inspection, dental cleaning, dental restoration, orthodontics, periodontal treatment and so on. However, it is important to note that some of the more complex treatments, such as dental implants or cosmetic dental restorations, may require additional costs or special insurance plans. 2. Insurance plan fees and reimbursement ratesDental insurance plan fees and redemption rates will differ by insurance company and plan. In general, insurance companies will develop insurance plans based on additional fee and compensation rates. A lower additional fee may mean a lower repayment rate, while a higher additional fee may mean a higher redemption rate. When choosing the right insurance plan for you, you need to consider the cost and repayment ratio, and make decisions based on your dental condition and insurance needs. 3. Deductibles and limits for insurance plansInsurance plans usually set deductibles and limits. The deductible is the amount of expenses that a person needs to pay out of pocket before the insurance company starts repaying them. The limit is the verging amount an insurance plan can compensate for a specific time period or type of treatment. It is important to know the deductibles and limits of your insurance plan so as not to be able to get reasonable redemption in the event of an unexpected situation. 4. Internet providers and freedom of choiceSome insurance plans may require you to choose an Internet dentist you work with in order to receive higher reimbursement rates or other preferential treatment. Other insurance plans may allow you to freely choose any dentist. When choosing an insurance plan, you need to consider whether you want to choose a specific dentist or take advantage of specific online benefits. 5. Waiting period and Pre-authorizationSome dental insurance plans may set a period for you to bide, in which the insurance company does not cover the cost of a particular treatment for a certain period of time after enrollment. In addition, some complex treatments may require pre-authorization from the insurance company to ensure that the treatment meets the requirements of the insurance plan. Understanding the waiting period and pre-authorization rules is important to get the most out of your insurance plan. 6. Annual maximum limit for insurance plansInsurance plans typically set a maximum annual reimbursement maxima, which is the maximum amount of cost that an insurance company can pay in a year. It is important to know the annual maximum extreme of the insurance plan, so that you do not exceed the maxima and cannot continue to be reimbursed. To sum up, dental insurance plays an important role in maintaining dental health and covering the cost of treatment. When choosing the right insurance plan for you, you need to carefully consider factors such as the cost of the insurance plan, reimbursement rates, deductibles, limits, network providers and freedom of choice, waiting periods and pre-authorization, and annual maximum limits. At the same time, check and maintain the insurance plan regularly to ensure that dental insurance can meet your dental health and financial needs. Please consult with the insurance company before purchasing and make an informed decision based on your needs.
Knowledge about Wisdom Teeth
What are the dangers of wisdom teeth?Impacted wisdom teeth, that is, wisdom teeth that can only partially erupt or cannot erupt at all, may cause a series of clinical hazards, among which the common hazards are:1. Recurrent pericoronitisWisdom tooth pericoronitis is the most common hazard, mainly due to the formation of “blind pockets” between the soft tissue around the wisdom tooth crown and the tooth, causing the accumulation of food and bacteria.Patients with wisdom tooth pericoronitis usually have some systemic symptoms such as local swelling, pain, pus overflow and even fever.Wisdom tooth pericoronitis can be plain and ordinary and can be cured by anti-inflammatory treatment, but it can also be very dangerous. If not actively treated, wisdom tooth pericoronitis can lead to infection of the maxillofacial space.Tips: It should be noted that severe wisdom teeth can cause a high probability of interstitial infection, and may even cause serious complications such as sepsis and septicemia, endangering the patient’s life. 2. Damage to adjacent teethImpacted wisdom teeth, such as wisdom teeth that grow forward, will form an open gap with adjacent teeth, which is easy to accumulate food residues and is not easy to clean. Over time, it can lead to caries of adjacent teeth and even lead to pulpitis. Or the root or distal bone resorption of adjacent teeth due to compression. 3. Temporomandibular joint disorderBecause impacted wisdom teeth cannot establish a normal occlusal relationship with the opposing teeth, over time it can cause symptoms such as temporomandibular joint snapping, mouth opening pain, and night bruxism. 4. Other special circumstancesFor example, impacted wisdom teeth may compress the nerves during the growth process and become the focus of some neuralgia. Or the impacted wisdom teeth of cancer patients were not extracted before radiotherapy, and if infection occurs later, it may lead to radiation-induced jaw osteomyelitis or even osteonecrosis. When do wisdom teeth need to be removed?Impacted wisdom teeth, or symptomatic wisdom teeth, should be extracted as early as possible.It is usually recommended to extract wisdom teeth before the age of 25, because before this age, the wisdom teeth have just erupted, and the roots are usually not fully stabilized, and the effect on the inferior alveolar canal is also small, and the resistance to the extraction of wisdom teeth at this time is relatively small.In addition, since most wisdom teeth have almost no masticatory function, and in view of the possible harm it may cause, preventive extraction of asymptomatic wisdom teeth can also be considered.To sum up, after knowing so much basic knowledge about wisdom teeth, what should you pay attention to in the process of wisdom teeth extraction?
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